Terms and Conditions of Service
These terms explain your rights and obligations while using fervalonis’s analysis and portfolio review services. By engaging with our website or consultation, you agree to these terms.
Updated 26 September 2025
Acceptance of terms
By accessing or using our website, you confirm that you are at least 18 years old and consent to comply with all terms and applicable regulations in Australia.
Definitions
The following definitions clarify important terms within this agreement:
‘Service’ means consultation, recommendations, or analysis regarding the review of portfolios and investments, excluding any product endorsements.
‘User’ refers to any visitor or individual seeking analysis, recommendations, or guidance via our website or team.
‘Content’ covers all text, images, or commentary, including reports and website materials created by us.
‘We’, ‘our’, or ‘fervalonis’ means the operators of this website and the analysis team.
Permitted use of services
You agree to use our services only for lawful purposes and personal informational benefit. Unauthorised use is strictly prohibited.
Eligibility
Users must be at least 18 years old and have authority to act on their own or their organisation’s behalf.
Services are not available to minors.
Your responsibilities
Users must act in good faith and provide accurate, relevant information for fair analysis.
Prohibited uses
To ensure safe, fair use, the following activities are banned:
Intellectual property
All content, analysis, techniques, and materials shared with you remain the exclusive property of fervalonis or its licensors and must not be copied or redistributed without express consent.
User submissions
When you provide feedback or data, you confirm it’s accurate and lawful. We reserve the right to use it solely to improve service quality.
Submission rights and limits
Your submissions remain yours, but you grant us permission to use anonymized data for service development while protecting your privacy.
Privacy and data protection
Your personal and portfolio information is treated with care. For full details, refer to our Privacy Policy below.
Read Privacy PolicyDisclaimer of advice
We provide objective, professional analysis; however, final decisions are your responsibility and outcomes may vary.
Important notice
Past performance doesn’t guarantee future results. Analysis does not constitute personal financial or legal advice; seek external counsel if required.
Limits of liability
To the extent allowed by law, we are not liable for losses that arise from using our site, reports, or recommendations.
Indemnification
You agree to defend and indemnify us from any losses, claims, or liabilities resulting from incorrect data provision or unlawful website use.
Resolving disputes
Any disputes are managed under Australian law and handled via negotiation or, if unresolved, appropriate channels.
Arbitration
Parties may choose independent arbitration; both sides must agree to the process in writing.
This process does not exclude the right to take legal action if needed.
Online Dispute Resolution
For unresolved matters, users may apply to appropriate online dispute resolution bodies within Australia.
See our contact optionsSeverability
If any aspect of these terms is found invalid, others remain in effect.
Entire agreement
This document sets out the complete agreement between you and fervalonis regarding use of analysis services.
Governing law in Australia
These terms are governed exclusively by Australian law and regulation.
Service termination
We may suspend or end access if you breach these terms. You may discontinue use at any time.
Modifications
Terms may change. Continued use means you accept and agree to the revised terms.
Contacting fervalonis
Questions about these terms should be sent via our contact form, phone, or email.
Contact email: content@fervalonis.sbs
Phone: +61-3-9436-7456
Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Effective date: 26 September 2025
Version: v2