How our consultation process works
Discover how our team delivers clear, unbiased analysis on your portfolio. Our methodology ensures full transparency and provides an understandable, actionable pathway tailored to your financial landscape.
Meet the analysis team behind our reviews
Our diverse professional team brings together years of financial experience and local market awareness in Australia.
Sophie Matthews
Master of Applied Finance University of Sydney
Portfolio review
ANZ Banking Group
Certifications:
Approaches:
Key skills:
Blends technical skill with client-focused communication to provide confidence.
Daniel Green
Bachelor of Commerce Monash University
Investment analysis
NAB Financial
Certifications:
Methodologies:
Key skills:
Experienced in thorough analysis and reporting. Known for fairness and objectivity.
Ava Nguyen
Master of Risk Management University of Melbourne
Risk analysis
Commonwealth Bank
Accreditations:
Approaches:
Key strengths:
Integrates complex information into digestible insights, offering calm guidance.
James Doyle
Bachelor of Business Analytics UNSW Sydney
Data-driven review
Westpac Group
Certifications:
Approaches:
Key skills:
Focuses on timely data and local factors to support more informed reviews.
Our step-by-step analysis process
Transparency and structure are at the core of our portfolio review approach. Each step ensures your circumstances are carefully considered, so outcomes remain personalised and clear.
Initial consultation and goals discussion
We begin by understanding your objectives, priorities, and expectations for your portfolio.
At the first stage, we invite you to discuss your main financial aims and review your current circumstances. This consultation helps clarify areas of priority, risk tolerance, and any market exposures relevant to you. By building a clear profile, we ensure that the following analysis matches your intent and supports more informed decisions. No specific investment products are pitched—our role is to listen, guide, and clarify. All personal data provided is handled in strict confidence, focusing solely on facilitating your goals.
Detailed portfolio and market review
Next, we conduct an objective review of your portfolio and factors influencing outcomes.
Our team assesses the composition of your holdings, evaluating factors such as balance, concentration, and exposure to market trends. We also examine external influences—economic shifts, legislative changes, and local developments—to ensure that recommendations are relevant and grounded. This phase is about building an evidence-based understanding that can be clearly communicated. We do not endorse any specific funds or alternative products, ensuring the advice provided is fully independent.
Constructive feedback delivery
We prepare an actionable summary highlighting strengths, risks, and clarity for your planning.
After analysis, your advisor will walk you through a personalised summary that balances objectivity and clarity. They’ll outline key observations, potential blind spots, and areas presenting possible opportunities or requiring caution. This process ensures you retain control, with all recommendations tailored to your stated needs. We maintain a dialogue to clarify any concerns and record your feedback for future context, supporting ongoing decision-making.
Ongoing review and dialogue
We encourage periodic updates and conversation for lasting transparency and control.
The final step focuses on keeping you well-informed over time. Just as markets and individual priorities shift, so do the insights our analysis generates. We invite you to schedule follow-up reviews as needed. All future check-ins provide renewed clarity, accountability, and support—never product pitches or transactional advice. Our mission is your financial confidence, clarity, and decision-making comfort.
Our difference
See how we compare