Service Disclaimer Statement

Important notice

Analysis provided is for informational purposes.

No guarantee of investment outcomes. Use at your own discretion.

Analysis, commentary, and recommendations are prepared with professional care but do not represent personal, legal, or financial advice. You should always consider your unique circumstances and, if needed, consult an external advisor.

General notice

Information on this site reflects general market trends and independent opinion at the time of publication. Past performance does not guarantee future results. All content is subject to change without notice and may not apply to all individuals or situations.

Limitation of liability

We make reasonable efforts but disclaim liability to the extent permitted by law.

Not responsible for decisions taken based on our reports or analysis
No liability for indirect or consequential damages from service use
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No guarantee of result or specific financial outcome

Accuracy and completeness

We aim for accuracy in reports and analysis, but data and market conditions change rapidly. Occasional errors or omissions may occur despite best efforts.

Verify all recommendations independently before acting.

Not personal advice

Our reports and feedback are not tailored legal or financial advice. Seek specialised counsel for complex or legal matters.

External resources

Links to third-party sites are offered for reference only. We do not endorse or guarantee external content.

Results may differ

Market conditions, personal circumstances, and choices all affect outcomes. Results may vary for each client.

Individual differences

No two portfolios are identical. Review conclusions reflect current data and market factors at the review time.

Financial considerations

All analysis is based on information provided by you and available market data.

No recommendation to buy, sell, or hold any product
No promise of profit, income, or success of any kind
Fees, APRs, and repayment details provided where applicable

Jurisdiction limits

Our guidance follows Australian law and regulations.

This disclaimer and related content are intended only for users in Australia.

Australian law applies to all aspects of our analysis and website service.

Users are responsible for complying with their own local rules.

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Severability

If a provision is invalid or unenforceable, others remain effective.

Updates

This disclaimer may be updated any time. Please revisit periodically for revised terms.

Contact

For questions about this notice or your analysis, contact us directly.

Email address: content@fervalonis.sbs

Phone: +61-3-9436-7456

Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Effective date: 25 September 2025

Last updated: 25 September 2025